With the Federal Reserve hiking interest rates by 0.75% for the third time in a row to fight inflation and fears of recession, we took a look at how the macroeconomic climate have impacted business owners spending patterns.

How big will non-admitted markets be in a decade? Growing at double digit rates and becoming a larger and larger % of the overall P/C market, excess and surplus market trends continue to point upwards as admitted carriers grapple the additional risk factors of today and in the future.

Our top podcasts for independent insurance agents to follow as they look to balance the responsibilities of protecting their clients as insurance agents but also owning and operating a business. These podcasts will help agents learn about new technologies, strategies, and risks that will impact their businesses now and in the future.

With 2021 quickly coming to an end, it’s the time of year when people begin to reflect on the past and make way for the future. So many people are pondering what’s on the horizon for the insurance industry. What’s the next big thing in 2022? What’s going to be the defining moment or defining technology of the next year? What’s going to reshape the insurtech space over the course of the next 12 months?

Rob Galbraith has been called “the patron saint of insurtech,” “a global insurtech thought leader,” “a wonderful motivation,” “an inspiration,” “a mentor to many in the insurance industry,” “the prophet,” and “the most interesting man in insurance.” He is the author of the international bestselling book The End Of Insurance As We Know It, which has been a runaway success since its release in 2019. Rob is a popular keynote speaker who has shared his unique insights at numerous events around the globe on the topics of innovation, insurtech and the future of insurance.

Billy Van Jura is the Founder of Birchyard, an insurance brokerage that represents a wide range of insurance plans and types, adjusting to the individual needs of their customers. He actively manages a data driven, buying process oriented company in the personal insurance space. Billy has over 18 years of experience in the insurance industry, ranging from a captive sales agent with a captive carrier to a leader in insurtech. The following are excerpts from a conversation between Billy and Andrew Wynn, Co-Founder and Co-CEO of Ascend, the first modern insurance payments platform that provides automated all-in-one financing, collections, and payables.

Ryan Hanley is the founder and president of Rogue Risk, a national, tech-enabled independent insurance agency helping small businesses put their insurance on autopilot. Ryan is also the creator of The Ryan Hanley Show, the insurance industry’s most popular podcast. He has performed over 200 keynotes to insurance audiences over the last decade, helping independent insurance agents across the country digitize their business.

Brett Fulmer is the Managing Broker at Newport Beach Insurance Center LLC, where he is helping build out their digital strategy, to meet Personal, Commercial and Life Insurance needs fluidly nationwide. He is also the US Ambassador of FINAEO (Finaeo.com), a Toronto-based insurtech startup. They are building the Amazon of Insurance for financial planners, by digitizing the fabric of one of the oldest industries in the world. Brett assists with Marketing, Compliance, and Partnerships. He was also an Advisor to Juniper Labs, acquired by NEXT Insurance, and is regularly involved in SEED-stage startup conversations.

Jeff Shi, Chief Visionary Officer at Quantum Assurance International, which has built a successful franchise of independent agents. The following are excerpts from a conversation between Jeff and Andrew Wynn, Co-Founder and Co-CEO of Ascend, the first modern insurance payments platform that provides automated all-in-one financing, collections, and payables. Jeff opens up about his eclectic, successful background as a salesman and entrepreneur. Based on over a decade of experience in insurance, Jeff also shares thoughts on the challenges our industry faces as well as the best path ahead.

Bryan Falchuk is the Founder & Managing Partner at Insurance Evolution Partners, which advises carriers and their partners on how to navigate an evolving industry facing disruption and change. Bryan spent over 20 years in the insurance industry, including serving as Head of Claims for Hiscox USA and leading Growth for insurtech communications solution, Hi Marley. Bryan has also held leadership roles in corporate strategy, operations and distribution at carriers like Liberty Mutual and Beazley. He was a consultant in McKinsey & Company’s insurance practice and is on the advisory boards of several startups focused on the insurance industry. Bryan is an author and public speaker, including several TEDx Talks.