Direct Bill Insured # Admitted payment experiences **for non-admitted markets.** Payments built to help grow revenue by increasing appointments, submissions, and GWP. [Book a demoBook a demo](/content/contact/book-a-demo/index.html) ## **Trusted by the industry’s** **leading MGAs and wholesalers** \ \ See case study](/content/customers/pathpoint-offered-direct-bill-for-es-markets-and-grew-appointments-by-3x "Pathpoint"/index.html) \ \ See case study](/content/customers/nirvana-insurances-rollout-of-direct-bill-insured-improved-visibility-and-speed-on-deals "Nirvana"/index.html) ## **Why Direct Bill Insured** Increase appointments and submissions by making it easier for retailers to work with your business. [Book a demoBook a demo](/content/contact/book-a-demo/index.html) ### Increase agency appointments and submissions When you give retail brokers the flexibility to choose how they transact with you, distribution grows naturally ### Seamless bind and pay experience Increase bind rate by making payment experiences quick and seamless ### Drive incremental revenue Faster speed-to-revenue by eliminating AR delays as well as increased operating profits from premium financing revenue share ### Eliminate manual accounting Automate AR/AP reconciliation in your PAS and premium/commission disbursements to retailers and the markets ## Direct Bill Insured **by the Numbers** Processed $25B+ $01234567890123456789B+ in annual premium Distribution 3x 0123456789x increase in appointments Adoption 60%+ 01234567890123456789%+ of retailers opt into Direct Bill Insured UNLOCK NEW DISTRIBUTION ## **What Direct Bill Insured** does for you Invoice insureds directly Offer an admitting billing experience for non-admitted markets; a modern checkout experience for paid in full or premium finance Flexible payment methods Let insureds choose how they want to pay: credit/debit card, ACH, wire, or check. Premium financing is natively integrated at the point of sale. Natively integrated financing Built-in financing that doesn’t slow down your business operations. Automated disbursements Flexible automated disbursements to retailers, partners, and carriers - set to the way your firm operates. Seamless payment operations Set AR onto autopilot with automated reminders and follow-up to retailers and insureds. Five capabilities that compound into more appointments, higher bind rates, and a billing experience your retailers want. ## PLATFORM FOUNDATION ## Built to handle **financing and payments at scale** The platform capabilities that make Direct Bill Insured reliable, accurate, and consistent — giving your retailers a best-in-class experience [Book a demoBook a demo](/content/contact/book-a-demo/index.html) Open API architecture Ascend can be embedded directly into your business' quoting experience — so you can have full control how the experience looks. Compliance & security SOC 2 Type II certified. PCI-compliant payment processing. AES-256 encryption at rest, TLS 1.3 in transit. Complete audit trail on every payment event and financing agreement. Deployment & implementation Ascend's onboarding team collaborates with your team to design, build, and deploy an integration that fits your systems perfectly. > Ascend is a big step forward for us - before, it was hard to answer any payment question from agents. Now, we have full transparency and know what was paid, how, and when with complete accuracy. Hamza Amjad Head of Revenue Operations 01 / 02 \ \ Pathpoint offered direct bill for E&S markets and grew appointments by 3x\ \ Wholesaler](/content/customers/pathpoint-offered-direct-bill-for-es-markets-and-grew-appointments-by-3x/index.html) \ \ Nirvana Insurance’s rollout of Direct Bill Insured improved visibility and speed on deals\ \ MGA](/content/customers/nirvana-insurances-rollout-of-direct-bill-insured-improved-visibility-and-speed-on-deals/index.html) Frequently asked questions ## What program business leaders **ask about Direct Bill Insured** 01 ### Can Ascend integrate with my in-house PAS/PMS? Yes, Ascend’s open API infrastructure allows you to integrate any or all parts of Ascend’s payment and accounting workflows into your policy management system. 02 ### Are you licensed to offer financing in all 50 states? Yes, Ascend's financing infrastructure is licensed in all 50 states. Every loan originated through Ascend is funded and serviced by Honor Capital, an Ascend company, which has been running premium finance operations since 1946. 03 ### What if my retailer prefers to collect premiums themselves? Ascend is built to support both traditional agency bill or direct bill workflows with retailers so your business has a single platform to manage all incoming and outgoing payments. ## Explore the **Ascend product suite** Premium Financing & Payments Finance and collect premiums in a single, seamless workflow. [Explore Premium Financing & PaymentsExplore Premium Financing & Payments](/content/products/premium-financing-and-payments/index.html) Cash Application Turn bank deposits into clean, matched accounting entries inside your ledger. [Explore Cash ApplicationExplore Cash Application](/content/products/cash-application/index.html) Carrier Payables Reconcile and disburse carrier payables without manual tracking or spreadsheet workarounds. [Explore Carrier PayablesExplore Carrier Payables](/content/products/carrier-payables/index.html) Direct Bill Automation Close books faster with end-to-end automation to fetch, reconcile, and post commission statements. [Explore Direct Bill AutomationExplore Direct Bill Automation](/content/products/direct-bill-automation/index.html) Get started today ## See what Ascend **can do for you** Book a tailored demo based on your business model. We'll show you how Direct Bill Insured helps unlock untapped revenue and efficiency — and how it connects to the rest of your financial operations. [Book a demoBook a demo](/content/contact/book-a-demo/index.html) [Explore customer storiesExplore customer stories](/content/customers/index.html)